Prof Annoucements Edition July 15, 2009

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02/06/12
Edit Tahoe Wheaton, Inc.
I have received a charge on my Visa account for your company. I have not ordered your services and want a credit to my account. Please call me at 336-312-5433 to confirm a credit has been made. Elsie ...
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call please call at 516 4324269 ...
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We are seeking professional Loan officers, who have a network of realtors, banks, and other referral sources. We offer FHA, VA, USDA, Reverse Mortgage, Fannie and Freddie products. ...
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Impac is looking for superstar Regional Managers that can bring at least $5 million per month in production over from another lender and we will support your effort to find more loan officers and more ...
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Skills: The skills and duties, responsibilities and expectations for this position: • Understand the company culture and exhibit appropriate professional behavior to co-workers, ref ...
Edit Branch Manager - Baltimore
The skills and duties, responsibilities and expectations for this position: • Understand the company culture and model appropriate professional behavior for all subordinate staff R ...
Edit Mortgage Branch Manager
It’s time to partner with a lender who invests in your success. Impac Mortgage has the leads, technology, service and support you need to be successful in today’s competitive marketplace. ...
Edit Wholesale Account Executive
Build Your Career at Impac Are you a mortgage industry veteran with a successful history and looking to make a change? Impac may be the right place. Impac Mortgage Holdings, Inc., the parent compan ...
Edit Wholesale Account Executive
Build Your Career at Impac Are you a mortgage industry veteran with a successful history and looking to make a change? Impac may be the right place. Impac Mortgage Holdings, Inc., the parent compan ...
Edit Wholesale Account Executive
Build Your Career at Impac Are you a mortgage industry veteran with a successful history and looking to make a change? Impac may be the right place. Impac Mortgage Holdings, Inc., the parent compan ...
Edit Wholesale Account Executive
Build Your Career at Impac Are you a mortgage industry veteran with a successful history and looking to make a change? Impac may be the right place. Impac Mortgage Holdings, Inc., the parent compan ...
Edit Wholesale Account Executive
Build Your Career at Impac Are you a mortgage industry veteran with a successful history and looking to make a change? Impac may be the right place. Impac Mortgage Holdings, Inc., the parent compan ...
Edit Wholesale Account Executive
Build Your Career at Impac Are you a mortgage industry veteran with a successful history and looking to make a change? Impac may be the right place. Impac Mortgage Holdings, Inc., the parent compan ...
Edit Wholesale Account Executive
Build Your Career at Impac Are you a mortgage industry veteran with a successful history and looking to make a change? Impac may be the right place. Impac Mortgage Holdings, Inc., the parent compan ...
Edit Wholesale Account Executive
Build Your Career at Impac Are you a mortgage industry veteran with a successful history and looking to make a change? Impac may be the right place. Impac Mortgage Holdings, Inc., the parent compan ...
Edit Wholesale Account Executive
Build Your Career at Impac Are you a mortgage industry veteran with a successful history and looking to make a change? Impac may be the right place. Impac Mortgage Holdings, Inc., the parent compan ...
Edit Wholesale Account Executive
Build Your Career at Impac Are you a mortgage industry veteran with a successful history and looking to make a change? Impac may be the right place. Impac Mortgage Holdings, Inc., the parent compan ...
Edit Wholesale Account Executive
Build Your Career at Impac Are you a mortgage industry veteran with a successful history and looking to make a change? Impac may be the right place. Impac Mortgage Holdings, Inc., the parent compan ...
Edit Wholesale Account Executive
Build Your Career at Impac Are you a mortgage industry veteran with a successful history and looking to make a change? Impac may be the right place. Impac Mortgage Holdings, Inc., the parent compan ...
Edit Wholesale Account Executive
Build Your Career at Impac Are you a mortgage industry veteran with a successful history and looking to make a change? Impac may be the right place. Impac Mortgage Holdings, Inc., the parent compan ...

Prof Annoucements July 15, 2009

Daily Events Editions
Market News Annoucements
Sources Archives

SecondMarket Launches Marketplace for California Government IOUs

Platform Will Also Enable Trading of Other Government IOUs -- SecondMarket,Mark Murphy,New York Ny  07/15/2009

Winthrop Realty Trust Sells Portion of First Mortgage Loan, Restructures Marc Realty Transaction, and Repurchases Additi

Winthrop Realty Trust (NYSE: FUR) announced today that it has sold to an unaffiliated third party a $35,000,000 9.75% A Note for par with respect to the recently acquired $73,795,919 first mortgage lo -- Winthrop Realty Trust,Beverly Bergman,Boston Ma  07/15/2009

SORRENTO CAPITAL ACQUIRES REO.COM

Investment firm adds leading technology and service provider to its portfolio of loss mitigation and consumer debt-focused companies -- Sorrento Capital,Jeri Yoshida,Irvine Ca  07/15/2009

Final Expiration Date for Offer for RMBS Securities Insured by Syncora Guarantee Inc. Extended to July 15, 2009; Results

The BCP Voyager Master Funds SPC, Ltd., acting on behalf of and for the account of, the Distressed Opportunities Master Segregated Portfolio (the "Fund"), today announced that it has extended -- Syncora Guarantee Inc.; Syncora Holdings Ltd.,Michael Gormley of Syncora,New York Ny  07/15/2009

GMAC Financial Services Declares Final Monthly Distribution Date for Superior Wholesale Inventory Financing Trust X

GMAC Financial Services today announced that the final monthly distribution date for Superior Wholesale Inventory Financing Trust X (SWIFT X) will occur on July 15, 2009. This will result in a termina -- GMAC Financial Services,Gina Proia,Detroit Mi  07/14/2009

Michael Scott Joins Miller Buckfire

Former SEC and Treasury Official to Head New U.S. Government Advisory Practice -- Miller Buckfire & Co., LLC,Pen Pendleton,New York Ny  07/14/2009

Federated Investors, Inc. to Advise on Multi-billion Dollar Portfolio for Bayerische Landesbank

- Mandate builds on Federated's demonstrated ability to realize value for clients within their structured product portfolios -- Federated Investors, Inc.,Meghan McAndrew,Pittsburgh Pa  07/14/2009

Dugout Debt

Minor-league baseball fans and players chat about debt in a new on-line clip -- Securian Financial Group,Maggie Jensen,St Paul Mn  07/14/2009

Appraisal Institute Applauds Freddie Mac`s Revised Guidelines

Hails New Emphasis on Hiring Qualified, Experienced Appraisers -- Appraisal Institute,Ken Chitester,   07/14/2009

Genworth Financial Simplifies the Process of Purchasing Affordable Long Term Care Insurance for Virginia AARP Members

Long term care costs in Virginia continue to rise at a rate outpacing inflation, putting significant financial pressure on those in or near retirement. As a leader in the long term care insurance indu -- Genworth Financial Inc.,Yokima Cureton,Richmond Va  07/14/2009

SilverLeaf Financial Acquires 321 Single-Family Mortgages from Loans Originated by GMAC

SilverLeaf Financial's CEO, Shane Baldwin, speaks about the firm's most recent loan pool acquisitions -- SilverLeaf Financial,Campbell Dosch,Salt Lake City Ut  07/14/2009

First American Outsourcing and Technology Solutions Adds Home Affordability Modification Program Support Features to its

- VendorScape(TM) Enhancements Include Modification Decisioning and Reporting Tools, Plus Integrated Online Borrower Portal to Help Servicers Accelerate Loan Modifications - -- First American Family of Companies,Carrie Gaska,Dallas Tx  07/14/2009

FirstMerit Appoints Richardson as North Coast Regional Commercial Banking Executive

FirstMerit Corporation (NASDAQ:FMER) announces the hiring of Sean P. Richardson as North Coast Regional Commercial Banking Executive. Prior to joining FirstMerit, he held the position of Executive Vic -- FirstMerit Online,Rob Townsend,Akron Oh  07/14/2009

Genworth Financial Says Number of Loans Eligible for MI Modification Will Jump Under New Guidelines for Making Home Affo

Genworth Financial, Inc. (NYSE:GNW) said today that the recent decision by the Obama Administration to expand eligibility for its Making Home Affordable program will make an estimated 44% additional l -- Genworth Financial Inc.,Terry Souers,Raleigh Nc  07/14/2009

Governor Signs Bill to Revitalize Florida`s Economy

When the housing crisis hit last year, Florida was one of the leaders in the number of home foreclosures in the country. As the bottom fell out of the state's real estate market, other industries -- Snell Legal,System Admin,Miami Fl  07/14/2009

U.S. HOUSE PRICES UP 1.6% IN MAY ACCORDING TO IAS360 HOUSE PRICE INDEX

Northeast Leads The Way As All Four U.S. Census Regions Report Gains -- John Burns Real Estate Consulting,Dan Mahoney,Denver Co  07/14/2009

Sterling Technology Solutions Launches TouchPoint Loss Mitigation System

Company releases the industry’s most advanced new technology solution to simplify loan modifications and all other home retention strategies -- Sterling Technology Solutions,Marketing Department,Altamonte Springs Fl  07/14/2009

Coreland Companies Adds Two Industry Veterans and Promotes Others In Brokerage Division

TUSTIN, CALIF. - Coreland Companies of Tustin, Calif., one of the largest real estate service companies based in California, announced today it has significantly enhanced its Brokerage division to ove -- Coreland Companies,Anne Monaghan,Tustin CA  07/13/2009

Banking Department Wins Court Case Against Internet Payday Lender

Commonwealth Court Rules PA Law Applies to Out-of-State Companies -- Offical Pennsylvania State Police Web Site,Ed Novak,Harrisburg Pa  07/13/2009

New partnership between Mortgagebot and Harland Financial Services

Mortgagebot® LLC is pleased to announce the expansion of its preferred referral alliance with Lake Mary, Fla.-based Harland Financial Solutions, Inc., an industry-leading supplier of software and serv -- MortgageBot LLC,Robert Brandt,Cedarburg Wisconsin  07/13/2009

Reverse Mortgage Adviser Verifies Homeowners Using TARGUSinfo

Free Online Service Helps Link Eligible Seniors Seeking Reverse Mortgages with Leading Lenders Looking for Contactable Borrowers -- TARGUSinfo,Rufus Manning,Vienna Va  07/13/2009

Gordon Atlantic Development Corporation works with Mt. Zion African Methodist Episcopal Church to Develop Next Generatio

Gordon Atlantic Development Corporation, led by Dr. William Hyatt Gordon, LEED-AP, has worked closely with its client, The Mount Zion African Methodist Episcopal (AME) Church, represented by Reverend -- Gordon Atlantic Development Corporation,Gordon Atlantic,New York Ny  07/13/2009

Credit Answers, A Leading Provider In Debt Settlement, Launches A Loan Modification Division

Today, July 13, 2009, 6 hours ago -- Credit Answers,Bill Loughborough,Plano Tx  07/13/2009

Is Your Community Bank Prudent?

Investing With Wise Community Banks – in Good Times and Bad – Isn’t Just Safe But Smart -- First National Bank of Pasco,Karla Jo Helms,Tampa Fl  07/13/2009

Deluxe Corporation Selects ID Analytics to Bolster Fraud Detection and Compliance Programs

ID Analytics for Compliance(TM) Delivers Detection and Automated Resolution of Red Flags -- ID Analytics, Inc.,Scott Love,San Diego Ca  07/13/2009

Consumers Feeling the Pinch of New Banking Fees

CEEL Reminds Consumers to 'Read Fine Print,' Releases Survey Showcasing Overwhelming Need for More Economic and Financial Education -- Center for Economic and Entrepreneurial Literacy,Allison Miller,Washington Dc  07/13/2009

Block Escrow, Bank Account, MT760, Providing Evidence of Proof of Funds

PROOF OF FUNDS SERVICE -- Offshore Trading Platform,Reginald Ollison,Raleigh NC  07/12/2009

Pfx Now also Provides Global Travel and Medical Insurance services, visit our site www.worldcitizenmedical.site50.net fo

-- Pfx,Pfxonline,New York Ny  07/11/2009

Housing Assist Builds the Bridge Between Homeowners and Banks for Successful Short Sales

Banks expect a recovery from the housing debacle, while cooperating with companies that are qualified in assisting homeowners short sale -- Housing Assist of America,Ardy Afshar,Los Angeles Ca  07/10/2009

Southwest Side Community Announces Partnership With Bank of America to Keep Families in Homes

Commitment to "Restore Health" to Southwest Community Comes After Two Hundred Community Residents Rally Outside St. Rita Church -- Southwest Organizing Project,Jeff Bartow,Chicago Il  07/10/2009

American Classifieds Sued for Discriminating Against Families With Children

National Fair Housing Alliance Investigation Uncovers Advertisements Discriminating Against Families with Children, Other Protected Groups in 17 States -- National Fair Housing Alliance,Deidre Swesnik,Washington Dc  07/10/2009

Premier Reverse Closings Helps to Save Borrower From Foreclosure in a Record Seven Days

Premier Reverse Closings (PRC), divisions of National Closing Solutions and Placer Title, along with Lend America and Generation Mortgage, recently saved a borrower from the brink of foreclosure with -- Premier Reverse Closings,Heather Moulden,Rocklin Ca  07/09/2009

Pelosi Statement on Legislation to Strengthen Consumer Protections in Financial Regulation

Speaker Nancy Pelosi issued the following statement on legislation introduced today by House Financial Services Committee Chairman Barney Frank to formally implement President Obama's plan to stre -- Office of the Speaker of the House,Brendan Daly,Washington Dc  07/09/2009

New Affordability Shapes Housing Markets

Realtor.com Survey Examines Affordability, Foreclosures, and Refinancing -- Century 21 Top Producer,Tony Sadler,Los Angeles Ca  07/09/2009

Couple Raffles $3 Million Waterfront Estate for $10

A South Florida couple has teamed up with a local charity to raffle off their $3 million waterfront estate in Ft. Lauderdale for just $10 per ticket. -- floridaluxuryauctions.com,Miles Brannan,Ft Lauderdale Fl  07/09/2009

Shore Mortgage to Hire 100 More Employees

Michigan-Based, Shore Mortgage, one of the country's Leading FHA and conventional home lenders, is seeking to grow company's team and to highlight employee benefits -- Shore Mortgage,Angie Bournias f,Birmingham Mi  07/09/2009

MBA Reports Government-Insured Share of Mortgage Applications Highest Since 1990, Now at 36 Percent

The government-insured (FHA and VA loans) share of mortgage applications was 35.9 percent in June 2009, the highest level since November 1990, according to the Mortgage Bankers Association. -- Mortgage Bankers Association of America,Carolyn Kemp,Washington District of Columbia  07/09/2009

Marathon Asset Management Pre-Qualified as a Legacy Securities Public-Private Fund Manager

Marathon Asset Management, L.P. ("Marathon") is delighted to announce its pre-qualification as a Legacy Securities Public-Private Investment Program ("PPIP") Fund Manager by the United -- Marathon Asset Management,Justin Dini,New York Ny  07/08/2009

Freddie Mac YouTube(TM) Video Shows Delinquent Borrowers How to Make More Effective Phone Calls to Servicers

New Video Shows Which Documents Can Help Reduce Repeat Calls To Servicers -- Freddie Mac,Brad German,Mclean Va  07/08/2009

Brandywine Realty Trust Closes $60 Million Mortgage Loan

Brandywine Realty Trust (NYSE:BDN) , a real estate investment trust focused on the ownership, management and development of Class A, suburban and urban office properties in the mid-Atlantic region and -- Brandywine Realty Trust,Marge Boccuti,Radnor Pa  07/08/2009

Western Asset Management and The RLJ Companies, LLC Creates New Entity to Manage PPIP Assets

Western Asset Management, the fixed income affiliate of Legg Mason, Inc. (NYSE:LM) and The RLJ Companies, the holding company owned by Robert L. Johnson, today announced the creation of a new minority -- Legg Mason,Mary Athridge,Pasadena Ca  07/08/2009

PERSON OF THE WEEK: Atare E. Agbamu And FHA Mortgagee Letter 2008-38

Within the reverse mortgage sector, the Federal Housing Administration (FHA) Mortgagee Letter 2008-38 (ML-08-38) has created a lot of talk - and a great deal of that palaver is not supportive. This we -- Credo Mortgage,Atare Agbamu,Erlanger Kentucky  07/08/2009

Mortgage Applications Increase in Latest MBA Weekly Survey

The Mortgage Bankers Association (MBA) today released its Weekly Mortgage Applications Survey for the week ending July 3, 2009, which was a shortened week due to the Independence Day holiday. This wee -- Mortgage Bankers Association of America,Sarah Tinsley,Washington District of Columbia  07/08/2009

ModPilot Guides Homeowners to Successful Do-It-Yourself Loan Modifications

All over America, homeowners continue to struggle with their mortgage payments. Even those who haven't lost jobs are finding themselves upside-down, owing more than their homes are worth. In some -- ModPilot Inc.,Matthew Smith,Oceanside Ca  07/08/2009

One of the largest US banks chose Pricing Partners for the second valuation

This bank, which wished to remain anonymous, decided to innovate in terms of its transparency and proximity with its clients. With this action, this bank has become a pioneer bank in responsible finan -- Pricing Partners,Eric Benhamou,Paris Paris  07/08/2009

XSite Validation Appoints Stuart M. Dorf As Senior Vice President

FARMINGTON HILLS, MI -- (MARKET WIRE) -- July 7, 2009 -- Xsite Validation LLC,Stuart Dorf,Farmington Hills Michigan  07/07/2009

MGIC Investment Corporation Amends Shareholder Rights Agreement

Amended Agreement is Structured to Preserve Value of Net Operating Losses -- Understanding Private Mortgage Insurance,Sal Miosi,Milwaukee Wi  07/07/2009

RBC Capital Markets Becomes Primary Dealer

RBC Capital Markets today announced that it has been designated a primary dealer by the Federal Reserve Bank of New York, effective tomorrow, July 8, 2009. -- RBC Capital Markets,Kevin Foster,New York Ny  07/07/2009

Post Investment Group Closes Another Multi-Family Acquisition

Post Investment Group, a Los Angeles-based opportunistic real estate investment company, today announced their second multi-family purchase in as many weeks as the firm continues to expand their acqui -- Post Investment Group Inc.,Jack Ehrman,Carrollton Tx  07/07/2009

Christopher Del Moral-Niles Nominated as President of First American Trust, FSB

The First American Corporation (NYSE:FAF) , America's largest provider of business information, today announced that Christopher Del Moral-Niles has been nominated to serve as president of First A -- First American Family of Companies,Media Carrie Gaska,Santa Ana Ca  07/07/2009

Campaign Finance Watchdog Blasts Financial Trade Associations` Efforts as `Campaign to Protect Pure Greed`

Trade associations on pace to spend tens of millions to stop proposed Consumer Financial Protection Agency -- Public Campaign Action Fund,Rick Bielke,Washington Dc  07/07/2009

Lodgian Provides Further Update on Remaining Maturing Mortgage Debt

Obtains 30-day extension on mortgage pool, continues negotiations for longer-term solution -- Lodgian, Inc.,Debi Ethridge,Atlanta Ga  07/07/2009

Consumer Assistance Needed to Help Fight Identity Theft

Deadlines approach for businesses to meet identity theft consumer protection laws. -- Privacy News and Review,Tom Considine and Associates,Boston Ma  07/07/2009

WEICHERT CORPORATE HOUSING RANKS FIRST AMONG THE MOST UTILIZED TEMPORARY HOUSING PROVIDERS IN NATIONAL SURVEY

Weichert Corporate Housing ranked first among the top five most utilized national providers for “Overall Satisfaction” in the seventh annual Relocation Manager’s Survey on temporary housing conducted -- Weichert, Realtors,Mrdsalvato,Morris Plains Nj  07/07/2009

Free Educational Conference on the Economy and Homeownership Supported by Powerhouse Trio

Orlando Magic's Pat Williams on stage with frequent Dr. Phil and Mad Money guests, Loral Langemeier and Harry Dent - all three to speak on economic crisis and financial recovery. -- The Homeowners Conference,Patrick Nolan The Homeowners Confer,Tampa Fl  07/06/2009

Hanley Investment Group Sells Single-Tenant NNN Fresh & Easy Neighborhood Market for $2,475,000

Single-Tenant NNN Grocery Store Trades Hands to All Cash Buyer in 20-Day Close -- Hanley Investment Group Real Estate Advisors,Anne Monaghan,Irvine Ca  07/06/2009

Pricing Partners announced today a remarkable improvement on its independent valuation internet platform

Paris-London: Pricing Partners www.pricingpartners.com, the independent valuation expert and a world leader in mathematical models and analytics for derivatives and structured products, announced toda -- Pricing Partners,Eric Benhamou, Pricing Partner,   07/03/2009

Prommis Solutions and Radian Partner on Loss Mitigation Program

Mortgage solutions providers team up, help homeowners keep foreclosure at bay -- Prommis Solutions,Meredith Boyd,Atlanta Ga  07/02/2009

Impac Mortgage Holdings, Inc. Announces Clarification on Offer to Purchase and Consent Solicitation

Impac Mortgage Holdings, Inc. (Pink Sheets: IMPM), a Maryland corporation, or the "Company," as a result of the completion of the Offer to Purchase and Consent Solicitation for its 9.375% Seri -- Impac Mortgage Holdings, Inc.,Justin Moisio, Ca  07/02/2009

Thomson Reuters Releases Q2 2009 Global Investment Banking Reviews

Thomson Reuters has released the final Q2 2009 global reviews for mergers & acquisitions and capital markets activity. -- Thomson Reuters,Clare Arber,London Uk  07/02/2009

OHIO HOUSING FINANCE AGENCY AWARDS OVER $26 MILLION IN TAX CREDITS FOR AFFORDABLE HOUSING IN OHIO

Program to Assist Rental Housing Developments in 18 Counties -- Ohio Housing Finance Agency,Erin Biehl, Oh  07/02/2009

Lodgian Provides Update on Maturing Mortgage Debt

- Obtains extensions until 2010 and 2012 on two mortgage pools - - Continues negotiations on third mortgage pool - - Provides update on Holiday Inn Phoenix West property - -- Lodgian, Inc.,Debi Ethridge, Ga  07/02/2009

As today`s economic environment puts pressure on older homeowners to find new sources of retirement income and stretch t

A study by MetLife Mature Market Institute finds that 35% of older Americans see their homes not just as secure places to live, but also as collateral for a loan. About 14% are taking cash out of thei -- Dataman Group Direct,Dale Filhaber, President,Boca Raton FL  07/02/2009

FTC issues critical advisory opinion to ACA International regarding FDCPA, FCRA

The Federal Trade Commission (FTC), for only the fourth time in its history, recently released an important advisory opinion to ACA International clarifying a conflict between the Fair Debt Collection -- ACA International,John Nemo,Washington Dc  07/02/2009

Irwin Financial Corporation Announces Sales of Assets and Managerial Changes

Irwin Financial Corporation (NYSE:IFC) , today announced the sale of approximately $190 million of commercial loans in the second quarter and an agreement to sell three branch locations in Indiana, pe -- Irwin Financial Corporation,Susan Matthews,Columbus In  07/01/2009

Hodgdon Group Represents Ashley Furniture with Collins Commercial to Acquire 439,000 SF in Colton, CA

* * * -- Monaghan Communications,Anne Monaghan,Colton California  07/01/2009

Genworth Data Shows Positive Results from Obama Administration Home Affordable Refinance Program

Company Implements Enhancements to Help Mortgage Servicers Modify Loans and Homeowners Avoid Foreclosure Under Home Affordable Modification Program -- Genworth Financial, Inc.,Terry Souers,Raleigh Nc  07/01/2009

Freddie Mac Relief Refinance Mortgage(SM) Now Available With Up to 125 Percent Loan-To-Value Ratios

Major Change Opens Door to Refinance Relief for More Borrowers in Hard Hit Markets -- Freddie Mac,Brad German,Mclean Va  07/01/2009

Fannie Mae Implementing New Loan-to-Value Ceiling for Home Affordable Refinance Program

Loans Eligible for Delivery September 1 -- Fannie Mae,Brian Faith,Washington Dc  07/01/2009

Former MBA Technology Vp Harry Gardner Joins Signiadocs As Chief Strategy Officer

eMortgage technologist to help leading eMortgage services provider increase national eMortgage adoption -- SigniaDocs,Tim Anderson,Houston Tx  07/01/2009

Simplifile To Accept Check Payments For E-recording Services Through The Myecheck Payment System

Simplifile, the leading provider of electronic recording services, today announced that it has signed an agreement with MyECheck, Inc. (OTCBB: MYEC), the leading provider of online check image service -- Simplifile, LC,Richard Jackman, Marketing Man,Provo Ut  07/01/2009

Unlikely New Coalition Shines Spotlight on National Goal of Dramatically Upping Energy Efficiency of All New U.S. Homes,

Utility CEO, State Energy & Industry Assn Heads, Homebuilder, Efficiency Advocates Join in Urgent Call for Strong Building Energy Codes in All States -- Alliance to Save Energy,Ronnie J Kweller,Washington Dc  06/30/2009